Diamond Trust Bank (Tanzania) jobs 2022
- Diamond Trust Bank (DTB) is a leading regional bank, listed on the Nairobi Securities Exchange (NSE). An affiliate of the Aga Khan Development Network (AKDN), DTB has operated in East Africa for over seventy years.
- DTB’s focus on the SME sector and commitment to enhancing convenience for customers through branch network expansion has driven the Bank’s growth in recent years.
- With over one hundred and thirty branches in Kenya, Tanzania, Uganda, and Burundi, some of which are 24/7 digital branches, DTB is committed to enabling people to advance with confidence and success. The Bank’s heritage and values are articulated in its brand promise, Achieve More, and brought to life through an engaged diverse workforce.
JOB TITLE: Credit Analyst
Key responsibilities:
- Keep turnaround time of all credit applications within agreed timeframe.
- Contribute towards effective managing, monitoring and controlling the lending portfolio.
- Credit appraisal and recommendation of the credit proposals to various credit committees.
- Process other credit related applications.
- Liaise with professionals i.e. advocates, accountants, valuers, insurers etc.
- Diarizing for future action any issues arising from the credit application.
- Identification of areas of weakness during credit processing, organizing
- and/or recommending suitable training
- Follow up of audit reports reviewing credit applications and loan appraisals
- Analyzing of Financial statements.
- Reviewing feasibility studies to establish the viability of projects.
- Evaluating the credit worthiness of customers and prospective customers.
- Preparing of credit proposals.
- Ensuring all overdraft limits is renewed before expiry.
- Preparation of extension letters to customers where facilities have been extended.
Knowledge, experience and personal competencies:
- University degree or equivalent qualifications in Accounting, Business
- Administration, Banking and Finance & Economics.
- Good knowledge of Microsoft applications.
- Fresh graduate / minimum of 2 years of banking experience in credit
- management from a reputable commercial bank.
- Strong interpersonal, communication and reporting skills.
- Good numerical and analytical skills
- Builds relationships and networks easily
- Strong time management and organizational skills and able to meet deadlines
APPLICATION INSTRUCTIONS
- Applications should be submitted to: recruitment2022@diamondtrust.co.tz on or before 16th November 2022.
- DTB is an equal opportunity employer.
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