Job Overview
Chief Credit Officer at Antal International Tanzania
Salary: Competitive Salary + Other Benefits
Location: Tanzania
Industry: Banking & Financial Services
Location: Tanzania
Industry: Banking & Financial Services
Purpose(s) of the Job:
- Create high quality credit risk assets of the bank, minimize the incidence of non-performing loans of the bank and increase the financial performance of the bank by creating profitable credit risk assets.
Responsibilities:
- Recommend for approval facilities, risk mitigating factors, structures, terms and conditions of bank credits after proper analysis.
- Evaluate third party credit risk analysis and make appropriate recommendations.
- Oversee the post-approval evaluation of appropriate credit facilities and initiate follow-up actions
- Ensure that all credit applications comply with the bank’s credit policy and procedure
- Ensure that the relevant credit approval procedure and process are adhered to at all times
- Effectively coordinate the activities of department members to ensure that performance objectives are met
- Train credit analysts to improve their skills and knowledge of officer/manager relations by participating in personal training and development
- Review memos and product programs and offer appropriate advice based on detailed analysis
- Develop and improve the quality of presentation / submission of credit to the bank
- Accurate daily, weekly and monthly reporting of department performance returns to Executive Management
- Perform other duties assigned by the leader of the country
Key Performance Indicators (KPIs)
- Number of provisions for bad debts made before
- Compliance with internal and external policies and regulations
- Quality of the asset portfolio
- Customer Satisfaction Index
- Good external credit rating
- Added value to credit requests
- Effective control/management of all subordinates to achieve team goals
Educational Qualifications:
- University Degree in any Discipline
- Previous work experience requirements:
- Minimum of 6 years of credit control, credit administration experience
Knowledge
- Financial accounting
- Credit analysis and risk assessment
- Good knowledge of the country’s economy and market dynamics
- Good knowledge of bank policies and procedures
- Good knowledge of credit products
Skills
- Good analytical skills
- Excellent writing skills
- Good presentation skills
- Good interpersonal skills
- Have a team spirit and have an excellent sense of organization
- Attention to detail
- Good communication skills
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